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To maintain operational licenses, firms must comply with the EU’s Micah licensing system. Companies operating under national rules before December 2024 have until mid-2026 to obtain authorization, or they risk losing access to the EU market altogether.

United States: Battle Against Bank Discrimination and Tax Reporting

In the US, the focus isn't solely regulatory—it extends into banking. Several high-profile crypto entrepreneurs, like Strike’s Jack Malers, have reported being "debanked" by major banks such as JP Morgan, illustrating how the banking system acts as a gatekeeper for crypto activity.