Part 6/11:

The Allure of Singapore Savings Bonds (SSB) for New Investors

For those new to investing, Singapore Savings Bonds (SSB) present a low-risk, accessible entry point. Starting with a minimum investment of just SGD 500, SSBs are capital guaranteed, and investors can redeem early with accrued interest without penalties. The structure includes escalating interest payments over time, allowing investors to gradually build confidence and wealth.

A key feature of SSBs is that their price remains fixed at par value from issuance to maturity, regardless of market fluctuations. This stability, combined with the benefit of increasing interest rates the longer one holds the bond, makes SSBs particularly suitable for first-time investors or those cautious about market volatility.