Part 6/8:

• Alternative investments: Short-term endowment plans or Singapore government securities (SGS bonds) provide liquidity and safety, with interest rates around 3.5%, suitable for planning within a 2-3 year period.

The consensus is to avoid putting all funds into high-risk investments too close to your purchase date, to preserve capital and ensure liquidity when the time comes.

The Role of Location and Planning for Future Family Needs

When choosing a property, location matters—particularly proximity to desirable schools and amenities. For families planning children, residing near reputable primary schools can impact both convenience and property value stability.