Part 2/8:
A recurring theme is that it's never too early to start saving for a home. One interviewee, a university student, expressed regret for only beginning to save in his 30s, emphasizing the advantages of early financial planning. For students and young professionals, establishing a savings habit early can lead to more options down the road.
Whether contemplating a Build-To-Order (BTO) flat or a resale unit, beginning planning in your early 20s or mid-20s allows you to set clear goals. The decision to purchase often hinges on personal circumstances—such as whether you have a partner to co-buy with or if you prefer living independently.