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His involvement in designing and manufacturing his own clothing line with friends signifies a further step into creative entrepreneurship. This hands-on approach reflects a broader desire to innovate and diversify income sources, understanding that some ventures will flourish while others may not.

Evolving Money Mindsets in Youth

Rama’s story exemplifies how younger generations in Singapore are developing more sophisticated approaches to money management. Unlike previous generations, who might have relied solely on allowances or fixed savings, today’s youth are actively engaging in online research, monitoring prices, and seeking smarter ways to spend and save.