Part 7/7:

If you're still on a Cyper-based mortgage, the time to act is now. Evaluate your financial goals, potential interest rate trends, and risk appetite.

• Use the current low fixed rates as an opportunity to rebalance your mortgage.

• Consider fixed, floating, or hybrid options based on your outlook.

• Consult with your bank or a mortgage advisor to find the package that best suits your circumstances.

Your wallet might just thank you later—don't wait until the last minute to make the best financial move for your home loan.