Part 11/13:

One participant admits that managing 12 credit cards, each with different reward systems, is challenging. They rely on spreadsheets or color-coded labels to ensure they maximize benefits without missing out or exceeding limits.

The Reality of Savings and Practicality

Despite the impressive stories of savings—like $3,600 saved on Lazada purchases in 2023—participants recognize that the real value depends on consistency and strategic planning. For example, saving $752 on a $1,199 safety deposit box requires diligent voucher clipping, reward tracking, and disciplined purchase timing.