Part 6/11:
For investors willing to accept marginally higher risk for better yields, medium-term corporate bonds are an attractive option. These are typically higher-yield instruments but come with default risk that warrants careful credit analysis. Income solutions that comprise a portfolio of corporate bonds can deliver steady cash flows, especially in a relatively stable interest rate environment.
ETFs and Robo-Advisors for Longer Duration
Exchange-Traded Funds (ETFs), particularly bond ETFs focusing on government or investment-grade corporate bonds, provide an accessible way to diversify while maintaining liquidity. Robo-advisors that tailor fixed income portfolios can also be suitable for investors wanting professional management over longer horizons.