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Singapore's government issues treasury bills (T-Bills) backed by the nation’s credit, with maturities of up to one year. These are discounted debt securities, purchased below face value, with the investor receiving the face value at maturity. T-Bills are considered risk-free and highly liquid, making them an excellent choice for capital preservation with modest yields.

Singapore Savings Bonds and Government Securities

For those with a longer short-term horizon, Singapore Savings Bonds (SSBs) and government securities present viable options. SSBs are flexible, safe investments with varying maturities, offering relatively higher yields, and can be held for periods extending beyond one year. They are suitable for individuals seeking stability and incremental income over medium durations.