Part 6/9:
- Comprehensive Medical Coverage: This broader policy includes both accidents and illnesses such as cancers, chronic conditions, and certain hereditary diseases.
Premiums vary depending on the coverage scope, pet species, and age. Basic policies may cost less than $100 annually, whereas comprehensive plans can exceed $700. Claim limits also differ, with some policies offering up to $15,000 per incident.
However, pet insurance comes with conditions:
Pets must be microchipped.
They must undergo vet examinations before coverage begins.
Policies typically cover dogs and cats; small animals like hamsters are often excluded.
Insurance eligibility is generally for pets aged between 8 weeks and 9 years.