Part 6/8:

• Regular check-ins: Schedule quarterly reviews—using reminders or calendar alerts—to assess progress, celebrate successes, and identify areas needing adjustment.

• Be forgiving of lapses: Recognize that setbacks are part of the process. Instead of self-criticism, focus on getting back on track without losing momentum.

• Monitor expenses diligently: Consistent tracking reveals spending patterns and highlights opportunities for further savings.

• Adjust habits gradually: For example, if skincare products are essential, finding affordable alternatives or prioritizing quality over quantity can prevent overspending while maintaining personal care routines.