Part 9/10:

There's an important psychological component to the housing cycle. A common misconception is viewing homeownership as the ultimate wealth-building vehicle. While real estate can appreciate over time, it shouldn't be seen as an infallible or primary asset for financial security. If home prices decrease, the psychological panic could be disproportionate to the actual economic risk, as history shows that declines are often short-lived and less severe than in 2008.

Final Thoughts

The current housing environment hints at a possible market peak, with rising D-listings serving as a key indicator. While prices have appreciated significantly in recent years, these signals suggest a period of stabilization or modest decline may be forthcoming.