Part 7/9:
Predicting market movements based solely on rate cuts is challenging; however, many experts note that markets often price in these expectations early. With further rate cuts anticipated, investors have room to capture growth, whether through lump-sum investments or dollar-cost averaging.
Research suggests that lump-sum investing tends to outperform over time due to the benefits of immediate market exposure and compounding, especially during periods of upward momentum. Nonetheless, maintaining discipline and a well-structured asset allocation remains crucial. The key to success is adherence to a consistent investment strategy and avoiding over-reliance on timing.