Part 2/10:

Tara understands that achieving her financial goals involves navigating two broad investment approaches. The first is a DIY (do-it-yourself) method, which involves building diversified portfolios of global equities and bonds. For a young investor like Tara, a typical allocation might be around 80% equities and 20% bonds, leveraging ETFs (Exchange-Traded Funds) for broad market exposure. This approach appeals to those comfortable with research and periodic rebalancing, but it demands ongoing effort and market awareness.