Part 4/12:

Insurance companies deny roughly 16% of all claims, and the denial rates are even higher for major players like UnitedHealthCare and Medica. This reality forces patients into tough decisions, with many opting to forego necessary care due to high costs, leading to considerable financial strain. A shocking 67% of bankruptcies in the United States are related to healthcare. Complicating this scenario further, prior authorization protocols often delay critical treatments, with significant negative health outcomes precipitated by these bureaucratic requirements.