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The speaker narrates their experiences growing up with two father figures: a "poor dad" with an academic background and a "rich dad" who thrived through practical business experiences. This juxtaposition serves as a key theme in the discussion—while the poor dad, armed with a PhD, filled his life with academic knowledge, he lacked the financial understanding that can empower individuals to build wealth. In contrast, the rich dad, despite his lack of formal education, provided insights that shaped the speaker's views on money from an early age.