Part 2/10:

At the end of last year, the author found themselves caught in what they describe as a "financial disaster." As a graduate of a prestigious university and a former employee of a state-owned enterprise, they hardly expected to spiral downwards into a quagmire of debt and despair. Transitioning from a stable career to navigating the treacherous waters of the homestay business seemed daring but promising. However, as the pandemic disrupted cash flow, their aspirations crumbled, leading them to accumulate staggering debts amounting to 5 million yuan.