Part 5/11:
Upon recovery, the reality of his medical bills hit hard. The first bill from the New York hospital amounted to $100,000, while the second hospital billed him for $150,000, summing a staggering total of $250,000. Although he believed the surgical needs were justified for insurance coverage, the insurance company’s responses suggested otherwise. They claimed the procedures were voluntary and outpatient, which contradicted the necessity of the surgical intervention. This misclassification allowed hospitals to charge him exorbitant, out-of-network prices while shifting the burden of cost without considering its reality.