Part 2/11:
The story begins at a velodrome in Pennsylvania, where the athlete was racing to qualify for the Olympics in track cycling. A sudden crash left him unconscious, ultimately resulting in a catastrophic injury that included a broken collarbone, scapula, and nearly all ribs, accompanied by a collapsed lung. Initially, he felt secure under the umbrella of his health insurance from United Healthcare and additional event insurance through USA Cycling. However, little did he know that this would lead him down a complex and stressful path of medical bills and debt.