Part 2/6:

While the employer-sponsored system has persisted for decades, it has become increasingly problematic. As the workforce has become more mobile and distributed, employees are often stuck with healthcare plans that don't fit their needs or cover their preferred providers. This has led to high levels of dissatisfaction and a sense that employees are not getting good value for the money their employers are spending on healthcare.

Additionally, the costs of employer-sponsored healthcare have been rising much faster than inflation, putting a significant burden on businesses. Entrepreneurs and small business owners, in particular, have been shocked by the high costs of providing health benefits to their teams.

The Promise of ICHRA

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