Part 4/11:

To navigate this unpredictable landscape, budgeting and financial planning become crucial. I maintain a solid understanding of my monthly expenses, which average around $5,700, and this includes rent, utilities, and other necessary costs.

Art vs. Science: My Budgeting Strategies

My approach to budgeting is more artistic than scientific; while the common budgeting rule is allocating 50% to needs, 20% to savings, and 30% to wants, I prefer flexibility. Recognizing that I save a higher percentage of my income, I budget based on "vibes," allowing me to react to my financial situation dynamically.