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However, there are limitations on purchasing Monero directly with fiat in the U.S. Unlike some other regions where users can buy up to $10,000 without KYC requirements, U.S. users will find fewer options. Local Monero offers a peer-to-peer marketplace, and for those willing to engage with centralized exchanges, Kraken is currently one of the few that supports Monero, albeit requiring full KYC verification.

For International Friends

For users outside the U.S., especially in the UK, the options to purchase Monero with fiat are more diverse. Users can benefit from services like Onramper and DFX, allowing credit card transactions, bank transfers, and even payments via Apple Pay and Google Pay. This flexibility facilitates a smoother buying experience for international users.