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RE: LeoThread 2024-12-07 01:33

in LeoFinance19 days ago

Part 2/8:

The concept of "high income" can be subjective, but in 2023, statistics indicate that households earning over $200,000 annually fall within the top 14.4% in the United States. This threshold serves as a benchmark for what many consider a high-income household. However, earning a high income alone does not guarantee financial success or security.

Mistake #1: Insufficient Savings

One of the foremost mistakes high-income earners make is not saving enough of their income. Despite earnings of $250,000, if a household only saves 8% of their income, it would take them over 41 years to achieve financial independence. Proactively saving a significant portion of a high salary lays the foundation for a secure retirement and financial freedom.

Mistake #2: Neglecting Smart Tax Strategies