Part 4/10:
When asked about their spending habits, they estimated spending around $12,000, although a closer inspection revealed their actual expenditure was around $16,848.34. This stark contrast highlighted their tendency to underestimate their financial commitments or lose track of their monthly spending. Jenna noted that much of their debt was a result of promotional credit cards often filled with deferred interest plans, loans for personal items including car payments, and even for medical expenses.