Alternative Investments and Financial Planning

• 📊 More young people are flocking to alternative investments like cryptocurrencies and day trading, but financial fraud is at an all-time high, and younger investors are being affected.
• 📈 Financial planners suggest budgeting 70% of income for retirement, but with lower returns, young people may need to invest more to generate the same income.
• 💰 Having an average income today means living a less comfortable life than someone with an average income 40 years ago, and young people need a dedicated and fairly aggressive savings plan to build wealth.