Neither my husband nor I have ever taken a loan for anything, we save up and pay cash for our trucks. We do not have credit cards either.
The other day, I was wondering why we have to buy boat registration every year. They do nothing with the river to charge us a tax; the same applies to fishing licenses.
Yes. I understand the laws are needed to govern the lawless, but the brunt of the onerous tasks involved fall on the lawful, you and me. The lawless just keep fishing, or driving or whatnot, without jumping through all those hoops.