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RE: gtg witness update, upcoming changes in HBD APR

Really glad to have this being lowered! I know a lot of people enjoyed the 20% but I think it's about time to get it down to a reasonable level. I think 10% is likely a good middle ground, it incentivizes people to do more for Hive Power where that earns 12% for curation+inflation at the moment. We are setting up various markets for HBD but those have been a little slow to roll out.

At the end of the day, I think a slow taper off away from 20% is good. I just wonder what those gigantic accounts with hundreds of thousands of HBD are going to do. Dump Hive? Hard to say.