You are viewing a single comment's thread from:

RE: Interest irresponsibility

in Galenkp's Stuff2 years ago (edited)

I am not sure with percent interest rate here in my country for credit to cash but yeah one thing I am sure it is quite bigger rather than I usually use credit cards. Not unless, it would be the bank will offer , you can get it in .59%. Might think it was quite cheaper but if you will be paying the longer time , the interest is shocking to sum up 🤣.

I Was I caught up with credit card bills sadly, but not because I didn't understand the terms. But it was because I helped someone to pay her debt due to that betting apps*. And she didn't pay me, damn! Would you believe I am still paying it in the bank till now? Still a year left 🥹.

No, I don't have that irresponsible spending, I follow that motto if you don't have that amount in your debit card, don't spend using your credit card

Sort:  

Credit should be avoided as much as possible I think; it's too easy to get out of control unless as a person has strong self-discipline.

It's a shame you're in the situation with the bank due to someone else's failure to show ownership and responsibility. I hope you manage to clear the debt and move on. You'll be a little wiser too I think. Also, I like your motto, it's a good one to remember.

Oh yes, it should really, the reason why I am using a credit card was only for convenience..No need to withdraw cash, as I prefer doing transactions online.

I think, I will be fully paid on Nov 2024, weeew! I've learned my lesson well..And though I wanted to pull the hair of the person who was the reason, I opted not to.🥹.
I just wanted to live in peace, but she won't get any help from me! NO WAY

Yep, you learned a lesson. That doesn't mean helping others is wrong, just that maybe in the future you'll do it in other ways. That's called wisdom.

Oh yeah, helping in another way!

Thanks and have a nice day.

!PIZZA