Credit should be avoided as much as possible I think; it's too easy to get out of control unless as a person has strong self-discipline.
It's a shame you're in the situation with the bank due to someone else's failure to show ownership and responsibility. I hope you manage to clear the debt and move on. You'll be a little wiser too I think. Also, I like your motto, it's a good one to remember.
Oh yes, it should really, the reason why I am using a credit card was only for convenience..No need to withdraw cash, as I prefer doing transactions online.
I think, I will be fully paid on Nov 2024, weeew! I've learned my lesson well..And though I wanted to pull the hair of the person who was the reason, I opted not to.🥹.
I just wanted to live in peace, but she won't get any help from me! NO WAY
Yep, you learned a lesson. That doesn't mean helping others is wrong, just that maybe in the future you'll do it in other ways. That's called wisdom.
Oh yeah, helping in another way!
Thanks and have a nice day.
!PIZZA