I don't think I would also trade living in an urban area to a rural area because it means I would be depriving myself of the important amenities to help me survive and live well. Right now, I live in an urban-rural area just as you and I don't get to spend money on a lot of things, unlike in the urban area and I am enjoying it but I still would need to move to fully to an urban area.
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Yay!!! This means you can totally relate with me, hehe.
I believe the major challenge with living in an urban area is the high cost of living but if you have money, it will be mostly enjoyable 🤭