The same has happened with me in the past, as one point of time I was struggling financially. I earned well but my outflow was much more then my inflow, you can say lack of grounding and it took me a long time to set myself in to this discipline and making things better gradually.
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Right, lack of grounding creates an off balance state in which one side is more than the other. The sooner we learn and start implementing a way to retain what we have, the better we will be able to handle bigger manifestations when they come :)