I traded Steem, Hive, Ethereum in Binance and I never had any problems. I have a Visa card from Binance and I can withdraw fiat money from the ATM or I can make any payment at merchants or I can make payments online with crypto that I have in my Binance account. Once again, it worked flawlessly.
This is my case. I worked with small amounts, no more than a few thousand USD. Maybe others, who traded much higher amounts, had problems. I'm waiting for them to tell us about their experience.