So sad it is happening. Hope everyone is safe. It looks like it is a rainy day so drivers should be more careful on the road.
In South Florida what happened to the van can easily happen here in the highway. People drive with no insurance as well. For this reason many have a rider named uninsured motorist that way your own insurance will take care of everything in case of an accident.
Usually when you do not have a barebone insurance, your driver license is automatically suspended if you have a car under your name.
Hope for the best.