I identify with you regarding that first obstacle, when the payment for your work does not arrive on time. Sometimes my payment doesn't arrive with the same promptness and responsibility with which I do my job, which even makes me a bit uncomfortable with other people 🙂
Greetings and success to you my friend @fexonice 👋
Yes, when payment fail to come as when expected it can be very uncomfortable especially when you an army of needs waiting for the money.