Investigate possible changes required to increase haircut limit for Hive-backed dollars (HBD) in hardfork 26. Public discussion is still needed as to the amount to increase the limit (personally I'm inclined to either 20% or 30%, with my preference for 30% to allow for a robust expansion of HBD supply).
I hope I understand you correctly: Are you referring to the increase APR at 30% for HBD in Savings?
No, I'm referring to the haircut ratio, it's not related to the APR%. Currently, whenever the supply of HBD (excluding HBD stored in @hive.fund) exceeds 10% of the virtual supply of Hive, the haircut rule takes effect and breaks the pegging mechanism between Hive and HBD that allows 1 HBD to be exchanged for one USD worth of Hive. Most stakeholders want to increase the allowed supply of HBD before the peg is broken, which would further stabilize the peg of HBD and allow for an increased supply, so we'll be testing to see if the required coding changes are as trivial as they sound.
ok, thanks for the explanation!
The APR rate for HBD is set by consensus voting of the top 20 witnesses, no code change is required. Currently most are voting for 10% rate.