Very interesting dynamic and I could have swore we would have been down to something like 2% inflation at this point if my memory serves me correctly because I was thinking maybe early 2017 inflation was taken to 10% reducing by 1% each year but the effective inflation never quite turned out that way.
Personally I don't think the 9.5% is necessarily a bad thing if it was just advertised and continued development and onboarding was occurring.