Well idk about anyone else but it seems like everything is pretty much the same with a lot less inflation on HBD. I suspect you could go to 10% and nearly see the same thing. Personally I would like to see us around 5%-7% and make small adjustments based on the market conditions etc.
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Yea, not sure what will happen at 10% ... maybe 12% will be more barable. Also tweaking it all the time is not a good thing
I believe 12% would be good too, still a great interest rate and way less inflation. Not many places give us 12% on a stable coin