This is by far a better proposal than the last one. That said, I think I'm still opposed to this idea.

Yes, it is still diversified compared to DEC because HBD is still a 'stable' coin but it is still less diversification that I'd like to see for the DAO.

At the end of the day, the DAO would be what funds development for the game if the current DEVs abandon the project. As such, I'd like to see a % reserve of the DAOs funds in assets that are as far away from SPL as possible.

I do acknowledge that these funds are only barely a step away from HBD anyways as they are all HIVE swap versions of the tokens instead of the 'actual' stable coins so maybe it doesn't matter if it is in HBD vs swap.stablecoin as if Hive goes down then all of the swap.coins are worthless anyways.