But how much of it is necessary? And how much is treatable with a few life changes?

I don't think that I can improve my battle posts enough to satisfy me. So part of me is tempted to sell all my splinterlands assets and convert them to HBD. That 15 percent seems too good to pass on. But then again my biggest earners are splinterlands posts( even if their quality doesn't satisfy me). So by quitting I could also make a huge mistake- I would be left with my let's plays that earn less and and their rewards are not as consistent as splinterlands posts. So I am really not sure what to do.