I think that is just a part of getting older. I have been feeling the same way about wondering if I am putting things off too much. I have a feeling most people don't do that big thing and wish they would have waited longer. More likely they wish they had done it sooner.
I agree with your point.
Thanks!
Sooner rather than later - perhaps it is like catching a plane - a minute too late, is very expensive.
The cost is going to be great for sure.