The start is not the issue though it takes a lot to begin and the end is the glorious period we desire so dearly. The part you mentioned that we avoid and refuse most times to speak about as it has broken many men of great courage. THE PROCESS.
I like that you related it to a plant. Which draws us to not just being consistent but also being patient (it always pays off).
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A lot of us want financial freedom, but no one wants to pay the price for it, we don't want to subject the flesh under stress, to enable us to be diligent, consistent and persistent no matter how hard it gets.