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It was a nice incentive to bring HBD back to the chain off the exchanges, but at 15% HBD barely keeps up with inflation, and when BTC goes up that means the USD goes down, and I think there's more upside for Hive ahead. There's not that much Hive liquid.

HBD could fall to zero. 15% is not much these days. You can earn 20-30% with a lot of other crypto.