It may not be "the same thing," but I just wanted to toss out there that when Hive's oldest Layer two token — PAL — disincentivised rewards for posting/curating in favor of focusing on dApps... the token lost 99% of its value over the next couple of years or so. The token was about $0.06 and had an active community before the announcement... and today can be had for $0.0000497 and nobody cares.

Something to keep in mind here — since we're always fond of the idea of "broader adoption" for Hive — is that there are millions of people who post to social media, but at best hundreds who care about building dApps on a blockchain. Or, to be more specific, building something on the scale, follow-through and success of a Splinterlands that would actually make a difference to Hive's future.

As for HBD Savings, that might be something best saved for when we have the next sustained growth in Hive, price wise, so people are caught up in positive feelings about Hive going UP and will be less inclined to descend into a cesspool of discontent at losing the one positive thing we have going in the middle of this Bear market. That would be more of a psychology based choice, as opposed to a functional one.