I am for this change. However can we ditch the 3% APR that all 3 coins currently gets (just for holding) and put it towards active staking. I would like to see the interest rate on HBD set at lower rate then people could get by powering hive and curating. Perhaps 8-12% range. If it is truly stable then people wont need crazy interest rates to offset the risk of fluctuating base tokens.