I kinda figured Ohio State was going to lose after seeing the unimpressive Oregon got blown out by Utah (and they are playing each other again for the Pac-12 championship).
Oregon's claim to fame this year was that they beat Ohio State.
I think the Playoff is going to be Georgia, Big 12 champ, Michigan, and Cincinnati.
It is kind shaping up that way (your prediction). It would be cool to see if Cincinnati can hang with the others. They have taken a lot of flack this season for strength of schedule despite their success. Ohio State had some really mediocre defensive games this year. They just got lucky in the other ones. I think if State gets their Defensive struggles taken care of, they should be decent moving forward.