When you say cash out you mean the same as redeem rewards? And that converts you over to SBD which you can then convert to USDs, bitcoin, etc..?? As long as you keep steam or SBDs you will benefit if steem appreciates correct?
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Both STEEM and SBD can be moved to a wallet on a trading platform (like bittrex) and converted to BTC, which can be sold for USD, etc.
Both STEEM and SBD can fluctuate in value, and could become more valuable as time goes on and as the site grows.
Awesome! It's starting to make some sense now. Thanks much.