Hi Holzmichl! Thank you, you're right. There's something like a "basic set of services", yet they still have to sign you. No one was willing to sign me 3 years ago. Thankfully. The rate is still ridiculously high and not worth to think about it if you compare the service you'll get. But the point is no longer to find someone to sign you, the goal is to resign and be free.
Thank you very much, cheers!