Hi Sascha,
decades ago in the last millenium (yes, I am an old man) I was also self employed in Germany. Then I had the chance to choose between become a customer of a private insurance or become a voluntary member of the public insurances (but with the disadvantage to pay the highest rate there even when my income was tending to zero).
Is this not possible anymore? I also thought that every insurance now is forced to offer an basic insurance to everyone, where you pay the highest rate as in the public insurances and get a basic set of services.
Br,
holzmichl
Hi Holzmichl! Thank you, you're right. There's something like a "basic set of services", yet they still have to sign you. No one was willing to sign me 3 years ago. Thankfully. The rate is still ridiculously high and not worth to think about it if you compare the service you'll get. But the point is no longer to find someone to sign you, the goal is to resign and be free.
Thank you very much, cheers!