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I figured the waiting period to power down was good.
@null hacked me...check out the wallet. This was 2 mos ago for just .10 sbd. Oh well. Thank you so much @pinay
Joy

YES. If you plan to withdraw in fiat in less than 3-7 days better sell SBD to ETH and hold it there than hold in SBD wallet. I also installed Sophos antivirus because it alerts if there is a threat. 🙂