I just thought of another side effect of all this. Suppose you're new. Just invested in HW and thus are unlucky and poor. You however will mine a lot of coins every day. Those will however only be received after six months ( or later if other proposals make it). What if in the meantime grc goes through the roof. Does that mean you lost that increase because the coins we're mined but not yet yours?
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Good question, but no - you mine a specific number of coins, regardless of their price.
But you do not recieve interest on the earned coins until payout
That as well. On top of it.
Put it different. The value spikes. You don't have the opportunity to sell on the peak. Or the value goes down. No way to sell.
That is correct, unfortunately.